# AI Bookkeeping

*/Services/AI_Bookkeeping*

## Service Contract

**Sla**: Reconciled books and standard financial statements are delivered to the buyer within 5 business days following the end of the calendar month.
**Input**:
- Raw bank and credit card feeds
- Vendor invoices and receipts
- Payroll run reports
- Chart of accounts
**Output**:
- Reconciled general ledger
- Categorized transaction register
- Month-end Profit and Loss statement
- Month-end Balance Sheet
- Uncategorized exception report
**Sla Basis**: turnaround-time
**Definition**: A managed service that ingests unstructured financial transactions, categorizes them according to a defined chart of accounts, and maintains a reconciled general ledger to produce period-end financial statements.
**Solves Problem**: [Delayed Month-End Close](/Problems/Delayed_Month-End_Close)
**Absorbs Process**: [General Ledger Accounting](/Processes/General_Ledger_Accounting)
**Delivery Lenses**:
- human
- services-as-software
**Outcome Contract**: All financial transactions from the specified period are categorized, reconciled against bank records, and posted to the general ledger without duplications or omissions. The provider delivers complete, balanced financial statements with any unclassifiable anomalies or missing documentation isolated in an actionable exception report.

## Service Function Cascade

**Ai Role**: AI drives the categorization of routine transactions and executes deterministic reconciliation, operating as the primary processing engine while human accountants handle only the isolated exceptions to finalize the close.
**Cascade**:
- Kind: Code · Note: Fetches bank feeds and extracts text from receipts. · Step: Ingest Financial Data · Verb: ingest · Realizes: Process Financial Transactions · Oversight: none
- Kind: Generative · Note: Maps line items to the defined chart of accounts. · Step: Categorize Transactions · Verb: classify · Realizes: Categorize Accounting Transactions · Oversight: review-on-exception
- Kind: Code · Note: Deterministically matches categorized entries against bank records. · Step: Reconcile Ledger · Verb: reconcile · Realizes: Reconcile Bank Accounts · Oversight: none
- Kind: Human · Note: An accountant clears anomalies and uncategorized items. · Step: Resolve Exceptions · Verb: resolve · Realizes: Analyze Financial Discrepancies · Oversight: performs-step
- Kind: Code · Note: Produces the final P&L, balance sheet, and exception report. · Step: Generate Statements · Verb: compile · Realizes: Prepare Financial Statements · Oversight: none
**Realizes**:
- [Process Financial Transactions](/Tasks/Process_Financial_Transactions)
- [Categorize Accounting Transactions](/Tasks/Categorize_Accounting_Transactions)
- [Reconcile Bank Accounts](/Tasks/Reconcile_Bank_Accounts)
- [Analyze Financial Discrepancies](/Tasks/Analyze_Financial_Discrepancies)
- [Prepare Financial Statements](/Tasks/Prepare_Financial_Statements)
**Optimizes**:
- [Month-End Close Cycle Time](/Metrics/Month-End_Close_Cycle_Time)
- [Categorization First-Pass Yield](/Metrics/Categorization_First-Pass_Yield)
- [Reconciliation Match Rate](/Metrics/Reconciliation_Match_Rate)
- [Exception Resolution Time](/Metrics/Exception_Resolution_Time)

## Service Representative Offer

**Warranty**: The provider guarantees delivery of complete, balanced financial statements within 5 business days of month-end, providing service credits or fee reductions if the turnaround time is missed.
**Price Band**: ~$200 to $1,500 per month, depending on monthly expense volume and the number of connected financial accounts
**Pricing Kind**: Tiered
**Deliverables**:
- Reconciled general ledger
- Categorized transaction register
- Month-end Profit and Loss statement
- Month-end Balance Sheet
- Uncategorized exception report
**Delivery Mode**: The buyer connects financial data sources through a self-serve digital onboarding flow, followed by recurring monthly delivery of completed books via a secure dashboard or direct accounting software sync.
**Business Function**: ProvideService
**Agent Checkout Support**:
- agentic-commerce-protocol
- stored-credential

## Service Composes Agents

- [Financial Intake Agent](/Agents/Financial_Intake_Agent) — Data Ingestor
- [Ledger Mapping Agent](/Agents/Ledger_Mapping_Agent) — Transaction Categorizer
- [Bank Recon Agent](/Agents/Bank_Recon_Agent) — Reconciler
- [Anomaly Triage Agent](/Agents/Anomaly_Triage_Agent) — Exception Router
- [Financial Reporting Agent](/Agents/Financial_Reporting_Agent) — Statement Compiler

## Service Composes Headless Saas

- [Bank Aggregation API](/Software/Bank_Aggregation_API) — Financial Feeds
- [Document Extraction Engine](/Software/Document_Extraction_Engine) — ML/OCR
- [General Ledger API](/Software/General_Ledger_API) — Core Accounting
- [Transaction Matching API](/Software/Transaction_Matching_API) — Reconciliation

## Service Delivery Cascade Diagram

```mermaid
flowchart TD; A[Code Ingest Financial Data] --> B[Generative Categorize Transactions]; B --> C[Code Reconcile Ledger]; C --> D{Human Resolve Exceptions}; D -- accountant --> E[Code Generate Statements]; E --> F[Delivered Financial Statements];
```

## Neighborhood

### What it addresses

- [Delayed Month-End Close](/Problems/Delayed_Month-End_Close) — addresses · Problems
- [Month-End Close Backlog](/Problems/Month-End_Close_Backlog) — addresses · Problems
- [Unreconciled Ledger Backlog](/Problems/Unreconciled_Ledger_Backlog) — addresses · Problems
- [Backlogged Financial Ledgers](/Problems/Backlogged_Financial_Ledgers) — addresses · Problems
- [Delayed Financial Visibility](/Problems/Delayed_Financial_Visibility) — addresses · Problems
- [Unreconciled Financial Records](/Problems/Unreconciled_Financial_Records) — addresses · Problems
- [Unreconciled Financial Ledgers](/Problems/Unreconciled_Financial_Ledgers) — addresses · Problems

### Composed of

- [Ledger Mapping Agent](/Agents/Ledger_Mapping_Agent) — composes · Agents
- [Financial Reporting Agent](/Agents/Financial_Reporting_Agent) — composes · Agents
- [Financial Intake Agent](/Agents/Financial_Intake_Agent) — composes · Agents
- [Bank Recon Agent](/Agents/Bank_Recon_Agent) — composes · Agents
- [Anomaly Triage Agent](/Agents/Anomaly_Triage_Agent) — composes · Agents
- [Ledger Intake Agent](/Agents/Ledger_Intake_Agent) — composes · Agents
- [Exception Triage Agent](/Agents/Exception_Triage_Agent) — composes · Agents
- [Transaction Classification Agent](/Agents/Transaction_Classification_Agent) — composes · Agents
- [Statement Compilation Agent](/Agents/Statement_Compilation_Agent) — composes · Agents
- [Ledger Reconciliation Agent](/Agents/Ledger_Reconciliation_Agent) — composes · Agents
- [Data Ingestion Agent](/Agents/Data_Ingestion_Agent) — composes · Agents
- [Ledger Classification Agent](/Agents/Ledger_Classification_Agent) — composes · Agents
- [Close Orchestration Agent](/Agents/Close_Orchestration_Agent) — composes · Agents
- [Transaction Intake Agent](/Agents/Transaction_Intake_Agent) — composes · Agents
- [Account Reconciliation Agent](/Agents/Account_Reconciliation_Agent) — composes · Agents
- [Transaction Matching API](/Software/Transaction_Matching_API) — composes · Software
- [Bank Aggregation API](/Software/Bank_Aggregation_API) — composes · Software
- [Document Extraction Engine](/Software/Document_Extraction_Engine) — composes · Software
- [General Ledger API](/Software/General_Ledger_API) — composes · Software