# Insurance Agent

*/JobTypes/Insurance_Agent*

## Neighborhood

### Related (delivered by)

- [Financial Needs Analysis](/Processes/Financial_Needs_Analysis) — delivered by · Processes
- [Select company that offers type of coverage requested by client to underwrite policy.](/Tasks/Select_company_that_offers_type_of_coverage_requested_by_client_to_underwrite_policy.) — delivered by · Tasks
- [Collect initial premiums and issue receipts.](/Tasks/Collect_initial_premiums_and_issue_receipts.) — delivered by · Tasks
- [Arrange insurance coverage.](/Activities/Arrange_insurance_coverage.) — delivered by · Activities
- [Rate quotes](/Processes/Rate_quotes) — delivered by · Processes
- [Review insurance policy to determine coverage.](/Tasks/Review_insurance_policy_to_determine_coverage.) — delivered by · Tasks
- [Customize insurance programs to suit individual customers, often covering a variety of risks.](/Tasks/Customize_insurance_programs_to_suit_individual_customers,_often_covering_a_variety_of_risks.) — delivered by · Tasks
- [Interview prospective clients to obtain data about their financial resources and needs, the physical...](/Tasks/Interview_prospective_clients_to_obtain_data_about_their_financial_resources_and_needs,_the_physical...) — delivered by · Tasks
- [Perform policy renewal and maintenance](/Processes/Perform_policy_renewal_and_maintenance) — delivered by · Processes
- [Explain necessary bookkeeping requirements for customer to implement and provide group insurance pro...](/Tasks/Explain_necessary_bookkeeping_requirements_for_customer_to_implement_and_provide_group_insurance_pro...) — delivered by · Tasks
- [Recommend financial products, such as stocks, bonds, mutual funds, or insurance.](/Tasks/Recommend_financial_products,_such_as_stocks,_bonds,_mutual_funds,_or_insurance.) — delivered by · Tasks
- [Calculate premiums and establish payment method.](/Tasks/Calculate_premiums_and_establish_payment_method.) — delivered by · Tasks
- [Deliver insurance services to customers](/Processes/Deliver_insurance_services_to_customers) — delivered by · Processes
- [Generate quotes for endorsements](/Processes/Generate_quotes_for_endorsements) — delivered by · Processes
- [Convert quotes to policies](/Processes/Convert_quotes_to_policies) — delivered by · Processes

### Related (signature role)

- [Insurance Services Firm](/CompanyTypes/Insurance_Services_Firm) — signature role · CompanyTypes
- [Insurance Agency](/CompanyTypes/Insurance_Agency) — signature role · CompanyTypes
- [Captive / Exclusive Agency](/CompanyTypes/Captive_%2F_Exclusive_Agency) — signature role · CompanyTypes
- [Local Independent P&C Agency](/CompanyTypes/Local_Independent_P&C_Agency) — signature role · CompanyTypes
- [Fixed and Variable Annuity Specialists](/CompanyTypes/Fixed_and_Variable_Annuity_Specialists) — signature role · CompanyTypes

### Perform

- [Present coverage quote options](/Tasks/Present_coverage_quote_options) — perform · Tasks
- [Deliver policy recommendation](/Tasks/Deliver_policy_recommendation) — perform · Tasks
- [Maintain Client Policy Records](/Tasks/Maintain_Client_Policy_Records) — perform · Tasks
- [Bind and issue policies](/Tasks/Bind_and_issue_policies) — perform · Tasks
- [Follow up with prospects](/Tasks/Follow_up_with_prospects) — perform · Tasks
- [Service Existing Policies](/Tasks/Service_Existing_Policies) — perform · Tasks
- [Follow Up on Leads and Referrals](/Tasks/Follow_Up_on_Leads_and_Referrals) — perform · Tasks
- [Explain policy provisions to customers](/Tasks/Explain_policy_provisions_to_customers) — perform · Tasks
- [Prospect and generate insurance leads](/Tasks/Prospect_and_generate_insurance_leads) — perform · Tasks
- [Quote and bind new policies](/Tasks/Quote_and_bind_new_policies) — perform · Tasks
- [Follow up on renewals and referrals](/Tasks/Follow_up_on_renewals_and_referrals) — perform · Tasks
- [Recommend coverage and policy options](/Tasks/Recommend_coverage_and_policy_options) — perform · Tasks
- [Cross-sell additional coverage lines](/Tasks/Cross-sell_additional_coverage_lines) — perform · Tasks
- [Assess client insurance needs](/Tasks/Assess_client_insurance_needs) — perform · Tasks
- [Place and bind insurance policies](/Tasks/Place_and_bind_insurance_policies) — perform · Tasks
- [Quote policies with carriers](/Tasks/Quote_policies_with_carriers) — perform · Tasks
- [Recommend appropriate coverage](/Tasks/Recommend_appropriate_coverage) — perform · Tasks

### Required knowledge

- [Underwriting Guidelines](/Knowledge/Underwriting_Guidelines) — requires knowledge · Knowledge
- [State Board Licensing Standards](/Knowledge/State_Board_Licensing_Standards) — requires knowledge · Knowledge
- [Insurance Product Lines](/Knowledge/Insurance_Product_Lines) — requires knowledge · Knowledge
- [Insurance Licensing Regulations](/Knowledge/Insurance_Licensing_Regulations) — requires knowledge · Knowledge
- [Coverage Basics](/Knowledge/Coverage_Basics) — requires knowledge · Knowledge
- [Coverage Types](/Knowledge/Coverage_Types) — requires knowledge · Knowledge
- [Insurance Regulations](/Knowledge/Insurance_Regulations) — requires knowledge · Knowledge
- [Risk principles](/Knowledge/Risk_principles) — requires knowledge · Knowledge
- [Insurance Products](/Knowledge/Insurance_Products) — requires knowledge · Knowledge

### Type of

- [Insurance Sales Agent](/Occupations/Insurance_Sales_Agent) — type of · Occupations
- [Insurance Sales Agents](/Occupations/Insurance_Sales_Agents) — type of · Occupations

### Uses software

- [Insurance Rating Software](/Software/Insurance_Rating_Software) — uses software · Software
- [Microsoft Office](/Software/Microsoft_Office) — uses software · Software
- [Carrier rating portals](/Software/Carrier_rating_portals) — uses software · Software
- [CRM software](/Software/CRM_software) — uses software · Software
- [Agency management system](/Software/Agency_management_system) — uses software · Software
- [Carrier Rating Software](/Software/Carrier_Rating_Software) — uses software · Software
- [Customer Relationship Management System](/Software/Customer_Relationship_Management_System) — uses software · Software

### Required skills

- [Active Listening](/Skills/Active_Listening) — requires skill · Skills
- [Persuasion](/Skills/Persuasion) — requires skill · Skills
- [Coverage Quoting](/Skills/Coverage_Quoting) — requires skill · Skills
- [Quoting](/Skills/Quoting) — requires skill · Skills
- [Prospecting](/Skills/Prospecting) — requires skill · Skills
- [Objection handling](/Skills/Objection_handling) — requires skill · Skills
- [Needs-based selling](/Skills/Needs-based_selling) — requires skill · Skills
- [Coverage recommendation](/Skills/Coverage_recommendation) — requires skill · Skills
- [Client Advising](/Skills/Client_Advising) — requires skill · Skills
- [Needs Assessment](/Skills/Needs_Assessment) — requires skill · Skills
- [Policy Quoting](/Skills/Policy_Quoting) — requires skill · Skills

### Engage in

- [Present and recommend policies](/Activities/Present_and_recommend_policies) — engage in · Activities
- [Quote insurance coverage options](/Activities/Quote_insurance_coverage_options) — engage in · Activities
- [Recommend coverage and policy options](/Activities/Recommend_coverage_and_policy_options) — engage in · Activities
- [Quote and bind new policies](/Activities/Quote_and_bind_new_policies) — engage in · Activities
- [Place and bind insurance policies](/Activities/Place_and_bind_insurance_policies) — engage in · Activities
- [Assess client insurance needs](/Activities/Assess_client_insurance_needs) — engage in · Activities

### Requires ability

- [Oral expression](/Ability/Oral_expression) — requires ability · Ability
- [Persuasion](/Ability/Persuasion) — requires ability · Ability
- [Problem sensitivity](/Ability/Problem_sensitivity) — requires ability · Ability
- [Speech clarity](/Ability/Speech_clarity) — requires ability · Ability
- [Social Perceptiveness](/Ability/Social_Perceptiveness) — requires ability · Ability

### Problems this exposes

- [commission reconciliation across carrier statements](/Problems/commission_reconciliation_across_carrier_statements) — exposes problem · Problems
- [coverage-gap identification against client exposure changes](/Problems/coverage-gap_identification_against_client_exposure_changes) — exposes problem · Problems
- [E&O documentation of advice and declined coverages](/Problems/E&O_documentation_of_advice_and_declined_coverages) — exposes problem · Problems
- [renewal remarketing when a carrier non-renews or rates spike](/Problems/renewal_remarketing_when_a_carrier_non-renews_or_rates_spike) — exposes problem · Problems
- [quote comparison across carriers with mismatched coverage forms](/Problems/quote_comparison_across_carriers_with_mismatched_coverage_forms) — exposes problem · Problems