# Insurance Adjusting Firm

*/CompanyTypes/Insurance_Adjusting_Firm*

## Company Type Bmc Profile

**Size**: [Small](/CompanySize/Small)
**Uses Tool**:
- [Moisture Meter](/CompanyTypes/Insurance_Adjusting_Firm/Products/Moisture_Meter)
- [Measuring Wheel](/CompanyTypes/Insurance_Adjusting_Firm/Products/Measuring_Wheel)
- [Inspection Drone](/CompanyTypes/Insurance_Adjusting_Firm/Products/Inspection_Drone)
- [Digital Camera](/CompanyTypes/Insurance_Adjusting_Firm/Products/Digital_Camera)
**Governance**: [Owner Decides](/DecisionStructure/Owner_Decides)
**Operates In**:
- [Insurance](/CompanyTypes/Insurance_Adjusting_Firm/Industries/Insurance)
- [Claims Services](/CompanyTypes/Insurance_Adjusting_Firm/Industries/Claims_Services)
**Supplied By**:
- [Estimating Database Provider](/CompanyTypes/Estimating_Database_Provider)
**Supplies To**:
- [Insurance Carrier](/CompanyTypes/Insurance_Carrier)
- [Insurance Brokerage](/CompanyTypes/Insurance_Brokerage)
**Designation**: none
**Core Activity**:
- [Inspect property damage and estimate repair scope](/Activities/Inspect_property_damage_and_estimate_repair_scope)
- [Investigate claim circumstances and coverage](/Activities/Investigate_claim_circumstances_and_coverage)
- [Negotiate claim settlements with policyholders](/Activities/Negotiate_claim_settlements_with_policyholders)
- [Prepare detailed loss adjustment reports](/Activities/Prepare_detailed_loss_adjustment_reports)
**Outsourced To**:
- [Engineering Consulting Firm](/CompanyTypes/Engineering_Consulting_Firm)
**Signature Role**:
- [Field Claims Adjuster](/JobTypes/Field_Claims_Adjuster)
- [Catastrophe Adjuster](/JobTypes/Catastrophe_Adjuster)
- [Estimator](/JobTypes/Estimator)
**Demands Service**:
- [Professional Liability Insurance](/CompanyTypes/Insurance_Adjusting_Firm/Services/Professional_Liability_Insurance)
- [Errors and Omissions Insurance](/CompanyTypes/Insurance_Adjusting_Firm/Services/Errors_and_Omissions_Insurance)
- [Vehicle Insurance](/CompanyTypes/Insurance_Adjusting_Firm/Services/Vehicle_Insurance)
- [Continuing Education Subscription](/CompanyTypes/Insurance_Adjusting_Firm/Services/Continuing_Education_Subscription)
**Serves Industry**:
- [Insurance](/CompanyTypes/Insurance_Adjusting_Firm/Industries/Insurance)
- [Real Estate](/CompanyTypes/Insurance_Adjusting_Firm/Industries/Real_Estate)
- [Construction](/CompanyTypes/Insurance_Adjusting_Firm/Industries/Construction)
**Provides Service**:
- [Claims Adjusting Service](/CompanyTypes/Insurance_Adjusting_Firm/Services/Claims_Adjusting_Service)
- [Loss Estimation Service](/CompanyTypes/Insurance_Adjusting_Firm/Services/Loss_Estimation_Service)
- [Catastrophe Response Service](/CompanyTypes/Insurance_Adjusting_Firm/Services/Catastrophe_Response_Service)
**Operational Model**: [Team Owned](/OperationalModel/Team_Owned)
**Signature Process**:
- [Property Damage Inspection](/Processes/Property_Damage_Inspection)
- [Coverage Investigation](/Processes/Coverage_Investigation)
- [Settlement Negotiation](/Processes/Settlement_Negotiation)
- [Loss Adjustment Reporting](/Processes/Loss_Adjustment_Reporting)
**Outsources Process**:
- [Payroll Processing](/Processes/Payroll_Processing)
- [Vehicle Maintenance](/Processes/Vehicle_Maintenance)
**Holds Accreditation**:
- Insurance Adjuster License

## Neighborhood

### Parent

- [Agencies, Brokerages, and Other Insurance Related Activities](/Industries/Agencies,_Brokerages,_and_Other_Insurance_Related_Activities) — parent · Industries

### Siblings

- [Managing General Agent](/CompanyTypes/Managing_General_Agent) — siblings · CompanyTypes
- [Reinsurance Intermediary](/CompanyTypes/Reinsurance_Intermediary) — siblings · CompanyTypes

### Related (outsourced to)

- [Insurance Underwriter](/CompanyTypes/Insurance_Underwriter) — outsourced to · CompanyTypes
- [Monitor claim policy](/Processes/Monitor_claim_policy) — outsourced to · Processes
- [Manage disputes due to damaged goods](/Processes/Manage_disputes_due_to_damaged_goods) — outsourced to · Processes

### Where it's applied

- [AI Receivables for Adjusting Firms](/Opportunities/AI_Receivables_for_Adjusting_Firms) — applies thesis · Opportunities

### Serves industry

- [Direct Insurance Carriers](/Industries/Direct_Insurance_Carriers) — serves industry · Industries
- [Building Construction](/Industries/Building_Construction) — serves industry · Industries
- [Insurance](/Industries/Insurance) — serves industry · Industries
- [Real Estate](/Industries/Real_Estate) — serves industry · Industries
- [Property And Casualty Insurance](/Industries/Property_And_Casualty_Insurance) — serves industry · Industries

### Uses tool

- [Length Measuring Wheel](/Products/Length_Measuring_Wheel) — uses tool · Products
- [Digital Cameras](/Products/Digital_Cameras) — uses tool · Products
- [Inspection Drone](/Products/Inspection_Drone) — uses tool · Products
- [Moisture monitors](/Products/Moisture_monitors) — uses tool · Products
- [Moisture meters](/Products/Moisture_meters) — uses tool · Products
- [Extension ladders](/Products/Extension_ladders) — uses tool · Products
- [Inspection Camera](/Products/Inspection_Camera) — uses tool · Products
- [Airborne imaging systems](/Products/Airborne_imaging_systems) — uses tool · Products
- [Claims Estimating Software](/Products/Claims_Estimating_Software) — uses tool · Products
- [Aerial Measurement Tablet](/Products/Aerial_Measurement_Tablet) — uses tool · Products
- [Digital Estimating Workstation](/Products/Digital_Estimating_Workstation) — uses tool · Products
- [Drone-Mounted Inspection Camera](/Products/Drone-Mounted_Inspection_Camera) — uses tool · Products
- [Roof Inspection Drones](/Products/Roof_Inspection_Drones) — uses tool · Products
- [Laser Distance Measurers](/Products/Laser_Distance_Measurers) — uses tool · Products

### Industries where this operates

- [Corporate Professional Services](/Industries/Corporate_Professional_Services) — operates in · Industries
- [Claims Services](/Industries/Claims_Services) — operates in · Industries
- [Finance and Insurance](/Industries/Finance_and_Insurance) — operates in · Industries
- [Professional, Scientific, and Technical Services](/Industries/Professional,_Scientific,_and_Technical_Services) — operates in · Industries
- [Insurance Claims Services](/Industries/Insurance_Claims_Services) — operates in · Industries
- [Insurance Carriers and Related Activities](/Industries/Insurance_Carriers_and_Related_Activities) — operates in · Industries

### Provides

- [Loss Estimation](/Services/Loss_Estimation) — provides · Services
- [Independent Adjusting Services](/Services/Independent_Adjusting_Services) — provides · Services
- [Claims adjustment services](/Services/Claims_adjustment_services) — provides · Services
- [Catastrophe Response Service](/Services/Catastrophe_Response_Service) — provides · Services
- [Property Loss Estimation](/Services/Property_Loss_Estimation) — provides · Services
- [Catastrophe Claims Deployment](/Services/Catastrophe_Claims_Deployment) — provides · Services
- [Field Claim Adjustment](/Services/Field_Claim_Adjustment) — provides · Services
- [Property Loss Appraisal](/Services/Property_Loss_Appraisal) — provides · Services
- [Daily Property Claims Handling](/Services/Daily_Property_Claims_Handling) — provides · Services
- [Catastrophe Claims Response](/Services/Catastrophe_Claims_Response) — provides · Services
- [Liability Claim Investigation](/Services/Liability_Claim_Investigation) — provides · Services

### Demands service

- [Professional indemnity insurance](/Services/Professional_indemnity_insurance) — demands service · Services
- [Forensic Engineering](/Services/Forensic_Engineering) — demands service · Services
- [Forensic Engineering Assessment](/Services/Forensic_Engineering_Assessment) — demands service · Services
- [Errors and Omissions Coverage](/Services/Errors_and_Omissions_Coverage) — demands service · Services
- [Background Check Screening](/Services/Background_Check_Screening) — demands service · Services
- [Aerial Roof Measurement](/Services/Aerial_Roof_Measurement) — demands service · Services
- [Photogrammetry](/Services/Photogrammetry) — demands service · Services
- [Continuing Education Subscription](/Services/Continuing_Education_Subscription) — demands service · Services
- [Vehicle Insurance](/Services/Vehicle_Insurance) — demands service · Services
- [Estimating Software License](/Services/Estimating_Software_License) — demands service · Services
- [Engineering Forensic Service](/Services/Engineering_Forensic_Service) — demands service · Services
- [Estimating Software Subscription](/Services/Estimating_Software_Subscription) — demands service · Services
- [Adjuster Licensing Education](/Services/Adjuster_Licensing_Education) — demands service · Services

### Core activity

- [Investigate Insurance Claims](/Activities/Investigate_Insurance_Claims) — core activity · Activities
- [Prepare detailed loss adjustment reports](/Activities/Prepare_detailed_loss_adjustment_reports) — core activity · Activities
- [Inspect property damage and estimate repair scope](/Activities/Inspect_property_damage_and_estimate_repair_scope) — core activity · Activities
- [Negotiate claim settlements with policyholders](/Activities/Negotiate_claim_settlements_with_policyholders) — core activity · Activities
- [Investigating Property and Casualty Claims](/Activities/Investigating_Property_and_Casualty_Claims) — core activity · Activities
- [Estimating Repair and Replacement Costs](/Activities/Estimating_Repair_and_Replacement_Costs) — core activity · Activities
- [Inspecting Damaged Property and Estimating Repair Cost](/Activities/Inspecting_Damaged_Property_and_Estimating_Repair_Cost) — core activity · Activities
- [Deploying Catastrophe Adjuster Rosters After Storm Events](/Activities/Deploying_Catastrophe_Adjuster_Rosters_After_Storm_Events) — core activity · Activities
- [Writing Xactimate-Class Repair Estimates](/Activities/Writing_Xactimate-Class_Repair_Estimates) — core activity · Activities
- [Investigating Claim Causation and Coverage Applicability](/Activities/Investigating_Claim_Causation_and_Coverage_Applicability) — core activity · Activities
- [Inspecting and Scoping Property Damage Claims On-Site](/Activities/Inspecting_and_Scoping_Property_Damage_Claims_On-Site) — core activity · Activities

### Outsources process

- [Vehicle Repair and Maintenance](/Processes/Vehicle_Repair_and_Maintenance) — outsources process · Processes
- [Payroll and Timekeeping Processing](/Processes/Payroll_and_Timekeeping_Processing) — outsources process · Processes
- [Failure Root Cause Analysis](/Processes/Failure_Root_Cause_Analysis) — outsources process · Processes
- [Photo Documentation Travel](/Processes/Photo_Documentation_Travel) — outsources process · Processes
- [Engineering Cause-and-Origin Analysis](/Processes/Engineering_Cause-and-Origin_Analysis) — outsources process · Processes
- [Contents Inventory Pricing](/Processes/Contents_Inventory_Pricing) — outsources process · Processes
- [Aerial Roof Measurement](/Processes/Aerial_Roof_Measurement) — outsources process · Processes

### Supplies to

- [Insurance Brokerage](/CompanyTypes/Insurance_Brokerage) — supplies to · CompanyTypes
- [Self-Insured Employer](/CompanyTypes/Self-Insured_Employer) — supplies to · CompanyTypes
- [Insurance Carrier](/CompanyTypes/Insurance_Carrier) — supplies to · CompanyTypes
- [Property and Casualty Insurance Carrier](/CompanyTypes/Property_and_Casualty_Insurance_Carrier) — supplies to · CompanyTypes
- [Self-Insured Corporation](/CompanyTypes/Self-Insured_Corporation) — supplies to · CompanyTypes

### Supplied by

- [Estimating Database Provider](/CompanyTypes/Estimating_Database_Provider) — supplied by · CompanyTypes
- [Estimating Software Vendor](/CompanyTypes/Estimating_Software_Vendor) — supplied by · CompanyTypes
- [Adjuster Training School](/CompanyTypes/Adjuster_Training_School) — supplied by · CompanyTypes
- [Aerial Imagery Provider](/CompanyTypes/Aerial_Imagery_Provider) — supplied by · CompanyTypes

### Signature role

- [Estimator](/JobTypes/Estimator) — signature role · JobTypes
- [Catastrophe Field Adjuster](/JobTypes/Catastrophe_Field_Adjuster) — signature role · JobTypes
- [Claims Adjuster](/JobTypes/Claims_Adjuster) — signature role · JobTypes
- [Field Claims Adjuster](/JobTypes/Field_Claims_Adjuster) — signature role · JobTypes
- [Property Estimator](/JobTypes/Property_Estimator) — signature role · JobTypes
- [Catastrophe Adjuster](/JobTypes/Catastrophe_Adjuster) — signature role · JobTypes
- [Claims Examiner](/JobTypes/Claims_Examiner) — signature role · JobTypes
- [Field Property Adjuster](/JobTypes/Field_Property_Adjuster) — signature role · JobTypes
- [File Review Manager](/JobTypes/File_Review_Manager) — signature role · JobTypes

### Outsourced to

- [Engineering Consulting Firm](/CompanyTypes/Engineering_Consulting_Firm) — outsourced to · CompanyTypes
- [Restoration Contractor](/CompanyTypes/Restoration_Contractor) — outsourced to · CompanyTypes
- [Contents Valuation Service](/CompanyTypes/Contents_Valuation_Service) — outsourced to · CompanyTypes
- [Forensic Engineering Firm](/CompanyTypes/Forensic_Engineering_Firm) — outsourced to · CompanyTypes

### Signature process

- [Property Damage Inspection](/Processes/Property_Damage_Inspection) — signature process · Processes
- [Loss Adjustment Reporting](/Processes/Loss_Adjustment_Reporting) — signature process · Processes
- [Coverage Investigation](/Processes/Coverage_Investigation) — signature process · Processes
- [Field Loss Inspection](/Processes/Field_Loss_Inspection) — signature process · Processes
- [Settlement Negotiation](/Processes/Settlement_Negotiation) — signature process · Processes
- [Damage Estimating](/Processes/Damage_Estimating) — signature process · Processes
- [Collision Damage Estimating and Supplementing](/Processes/Collision_Damage_Estimating_and_Supplementing) — signature process · Processes
- [Damage Estimation and Scoping](/Processes/Damage_Estimation_and_Scoping) — signature process · Processes
- [Adjudicating Coverage Determinations](/Processes/Adjudicating_Coverage_Determinations) — signature process · Processes
- [Bordereau Reporting to Carrier Partners](/Processes/Bordereau_Reporting_to_Carrier_Partners) — signature process · Processes
- [Reserve Recommendation and Claim File Documentation](/Processes/Reserve_Recommendation_and_Claim_File_Documentation) — signature process · Processes
- [Catastrophe Deployment Staffing](/Processes/Catastrophe_Deployment_Staffing) — signature process · Processes
- [Claim Investigation and Documentation](/Processes/Claim_Investigation_and_Documentation) — signature process · Processes

### Forward integrates into

- [Third Party Claims Administrator](/CompanyTypes/Third_Party_Claims_Administrator) — forward integrates into · CompanyTypes
- [Third Party Administrator](/CompanyTypes/Third_Party_Administrator) — forward integrates into · CompanyTypes

### Has size

- [Small](/CompanySize/Small) — has size · CompanySize

### Has operational model

- [Team Owned](/OperationalModel/Team_Owned) — has operational model · OperationalModel

### Has governance model

- [Owner Decides](/DecisionStructure/Owner_Decides) — has governance model · DecisionStructure

### Problems this exposes

- [catastrophe surge deployments require ramping licensed adjusters across state lines within days of an event](/Problems/catastrophe_surge_deployments_require_ramping_licensed_adjusters_across_state_lines_within_days_of_an_event) — exposes problem · Problems
- [field-inspection photo and measurement capture must support the estimate against later litigation](/Problems/field-inspection_photo_and_measurement_capture_must_support_the_estimate_against_later_litigation) — exposes problem · Problems
- [cycle-time SLAs from carrier clients penalize the firm on aging unassigned claims](/Problems/cycle-time_SLAs_from_carrier_clients_penalize_the_firm_on_aging_unassigned_claims) — exposes problem · Problems
- [damage estimates in Xactimate must reconcile line-items against carrier-specific price lists to avoid leakage](/Problems/damage_estimates_in_Xactimate_must_reconcile_line-items_against_carrier-specific_price_lists_to_avoid_leakage) — exposes problem · Problems
- [fraud indicators in first-notice-of-loss narratives are missed under claim-volume pressure](/Problems/fraud_indicators_in_first-notice-of-loss_narratives_are_missed_under_claim-volume_pressure) — exposes problem · Problems